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Description
Checkmyfile.com is operated by Credit Reporting Agency Limited,
a private company registered in England
Credit Reporting Agency is the UK's first Internet based
provider of consumer credit reference information.
Conveniently and quickly they deliver credit reference information
to anyone with access to the Internet.
They provide help text where necessary throughout their website
to help those who are not familiar with some of the jargon
used in credit.
Check my File have two main functions:
- to help individuals to check their own credit files, or
to keep track of changes to the information stored about
them
- to enable businesses and other commercial organisations
to check credit files using the Internet.
Individuals are able to access their credit file information
online. Credit Reporting Agency uses power of attorney from
its customers to reveal privately held and detailed information
on how credit commitments have been handled, such as current
credit card balances, payment history and credit limits. These
private files are shared by over 200 of the largest lenders
in the UK and are vitally important for people who regularly
apply for mortgages or credit. Check my File provide a service
to individuals to monitor changes to their credit files and
to keep them fully up-to-date with personal information issues.
Check my File also provide advice on how to maintain a good
credit file and how to fix errors.
Businesses using Check my File services may include
anyone wishing to check out people before making decisions
to lend money, to extend credit or to make checks for fraud
prevention purposes. The information made available through
Credit Reporting Agency for these specific purposes is already
in the public domain, such as Electoral Roll information and
the presence of county court judgments or bankruptcies.
Founded in 1998 in Cornwall, Credit Reporting Agency is a
privately owned company, funded independently without reliance
on any UK institution and has no link to any government agency.
Check my File independence enables them to give fully impartial
and objective advice, helping businesses to make better informed
decisions and enabling people to take control of the information
held about them.
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